等额本息还款计算器

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Program Code

Description

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Input Variables List

Output Variables List

Source Code

i=i/12.0/100.0;
var k=(1-Math.Pow((1+i),-n) )/i;
a=p/k;
total=a*n;
inter=total-p;

a=a.ToString("f2");
total=total.ToString("f2");
inter=inter.ToString("f2");

Subject

Description

可计算按等额本息还款的方法商业贷款、公积金贷款或组合贷款，不同期限、不同利率的房屋每月还款额度，也可用于车贷。

等额本息法：通俗点讲，就是每个月所还金额相同的一种利息计算方式。
优点：计算简便，每个月金额相同，便于月供者安排资金。
原理：每月还款额，按现行利率折现到贷款时点，求出每个月固定还款额。
A*(P/A，i，N)=P
A----- 每月还款额
i –--- 现行利率（公积金利率或者商业贷款利率）
N----- 还款期数
P-----贷款总额

Category Finance

Created By cw

Created Date 9/29/2011

Last Modify Date 1/31/2012

Calculation Count 1288

Version 1.00

Positive 0

Neutral 0

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Related Program ID None